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Payday cum Progress Package | Saturday, April 29, 2006


*Payday cum Progress Package*

Yes for me its PPP. Or perhaps PAP.
Nah just trying to be LAME.
Cos I got my Pay from DLS.
Then my Allowance from VSC.
And Progress Package from Sg.
So it forms up to PAP.
Okie I know its lame.

For my Pay...
It had been pro rated and I was so angry about it.
Who will be so stupid to put 1st April to start work when it was a SAT.
So I put it on the 3rd April and I was makaned for abt 200,
Inclusive of employer CPF contribution
Sad rite. If I were to be there on the 30th Mar, I would have get the full pay.
Damn it.

Anyway PP is in, so the little sum is slowly forgotten,
Wah kao where got little, its abt 100 extra to take home
So after much calculation, it seem tat I got abit of $$ to play with
Save up some and standby some.
Somemore I will be driving to work soon.
So everything got to come to place.
Petrol, Parking, blah blah blah...

After last sat chatting session with Eugene.
Guess that wanna get married isint so easy.
House, Renovation, Wedding Ceremony...
It will cost up to tens of thousand
See how it calculated...

House, 4 room flat estimated 250k near to city.
You need 20% payment which is 50k
So how to get this 50k
If say your pay is the same of what im getting.
CPF contribution will be ard $500.
So in a year I would have 6k in it.
If I plan to get married in 3 years time.
So my CPF will have ard 18k and with partner of equal amount,
Which means ard 36k.
Still a shortage of 14K.
Divide it equally over 36mths = 400 to be saved per month by myself only.

Renovation say 30k
Wedding Ceremony 20k not inclusive of dinner
50k over 36 mths = 1400 per month
How will it be possible to save up 1800 per mth, even if its split to 2 person.
Still a large amount.

So for those without savings do start to do so.
If not you will end up not enough to fund all this.
If say you got the wedding dinner @ 600 per table of ard 30
Another 18k to come out with.
So better start early, even though enjoy life is the purpose of life.
Wihout proper planning then next time you got to slog for your living.

For me Im more or less halfway thru the plans.
So just awaiting..
And the 2nd half of my plan can proceed...
Dun need to guess how much I had saved.
Just see the way I spend.

Roger so far..

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DeviLbiker 3:16 at 1:50 am
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Name: Benjamin Kong
DOB: 20051980

ex-M&E QS @ DLS
Secret Agent @ A Div
Full Time @ Seng Bee Bicycleshop

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